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This topic contains 31 replies, has 14 voices, and was last updated by  whatnow 3 months, 2 weeks ago.

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  • #478518

    whatnow
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    Hi. I have just bought another car to replace the existing one, I am about to advertise the old car, but I have been told that I can only accept cash up to 1000e, I must not accept a cheque because even if it is cleared, the bank can recall the money if the buyer has not got the funds, as it hopefully be in the thousands how do I go about getting payment from any potential buyer.

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    #478535

    tigre
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    Is there such a thing as a bankers draft, I wonder? Or if they want to pay by cheque, they’ll just have to wait until the cheque has cleared, not unreasonable when it’s for a large amount.

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    #478550

    Babeth
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    Yes Tigre is right, a bank draft (chèque de banque) is the paiement required in this kind of transaction. But be careful, it can be falsified too. You can ask the buyer to scan you a copy of the “chèque de banque” before the transaction,  then find the number of the bank by yourself (not the one written on the chèque in case it’s a false one !) and check phoning to the bank it’s real.

    Here is a link

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    #478556

    Vegemite Kid
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    I would have thought the buyer could buy your old car in the same way you just bought the new car, whatnow.

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    #478558

    Seahorse
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    Or a bank transfer, a virement. You can ask for the deposit in cash then take the rest in a transfer. No transfer of documents until the funds are in the bank. We did this for a chipper, and we picked it up a week later.

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    #478583

    whatnow
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    Thanks for all your advice, V.G I bought the new car in the UK with folding stuff.

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    #478585

    againstthegrain
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    I found this information. That could help solve Whatnow’s problem.

    France
    People who are French residents for tax purposes are allowed to make cash purchases of up to the value of €1,000 from traders. For non-residents, the limit is €15,000. As long as the amounts to be paid are under these limits, the trader must accept cash.

    Cash payments at local government finance offices are limited to €300. These include payments of VAT, income tax, local taxes, fees (e.g. audiovisual licence fee), fines, as well as hospital bills or rents paid to public institutions.

    Above these limits, the consumer needs to use another payment method such as cheques or bank cards. There are no restrictions on cash payments between consumers (such as for cars), but if they exceed €1,500, an invoice is required to prove that the payment was made.

    A trader can however refuse to accept more than 50 coins. In principle, the consumer must pay the exact amount, so the trader can refuse high-denomination bank notes if the price is much lower than the value of the bank note. A trader can also refuse damaged or stained bank notes, especially if the security features cannot be seen properly.

    Relevant legislation
    Article D112 ‐3 of the code monétaire et financier and Article 1840 J of the code général des impôts ‐ sanction: up to 5 % of the amount paid if it exceeds the authorised limit. Both parties are responsible for the payment of the fine.

    https://www.europe-consommateurs.eu/en/consumer-topics/financial-services-insurance/banking/means-of-payment/cash-payment-limitations/

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    #478597

    Vegemite Kid
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    I take it then that the old car is RHD as well, but French registered etc?

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    #478651

    Futureman
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    The cash limit applies to professionals, not to private sellers.

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    #478656

    whatnow
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    Yes V.K, her indoors can’t get on with lhd, and won’t have an automatic, so it is back to the UK every 2/3 years to find a replacement (car not the wife) and then go through the registration process all over again.

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    #478680

    Seahorse
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    Replace a car every  2-3 years ! 😳 What goes wrong with them? We keep ours until they are driven to the Autocasse.

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    #478692

    whatnow
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    Not a lot Seahorse, but I like to try to keep the cars up to date, to save having breakdowns.

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    #478865

    Seahorse
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    I get that. But I love my little Skoda, nearly two decades old now and still sweet as a nut.😊

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    #478888

    whatnow
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    Yes Seahorse, when I was in business in the UK, we use to run our vehicle up to 5/600000 miles without issue, but more modern vehicle seem to have problems with the electronics on them and no one seems to be able to find an easy solution that is cost-effective to sort out,we also use to run smiley transits which also were bulletproof unlike their modern counterpart,we now have a couple of Dacia dusters 1.5dci, cheap to buy, very good manufacturers warranty,keep them for 2/3 years with luck sell them on here in France,only losing a couple of thousand,if that, this is currently the cheapest way of running a vehicle I have found recently.

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    #478901

    Fruitcake
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    25 yr old Peugeot still going strong as is the 15 yr old Clio, I shall hate it when they eventually die as I really don’t want one of the modern electronic cars for all the reasons you have  stated whatnow

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    #478909

    Shapeshifter
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    We are running a couple of 18 year old vehicles that don’t tend to go wrong much because they’re not chock full of sensors and microprocessors.  Old low tech cars that have none at all are now priced beyond our means, or we would drive them as a preference.  At least spares for older cars are cheap and easily available.  Of course when I can no longer crawl under one to do the repairs myself I’ll be totally stuffed.

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    #478920

    Michael
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    As a matter of interest, I’ve just bought a Harley Davidson and needed to pay a number of thousands of euros to the seller. I went to the bank and they suggested a bankers cheque. If I understand it correctly, I paid the bank the value of the cheque and they then, literally, wrote me a cheque from their own cheque book, payable to the seller. There was no question of me not having the funds because I had already paid them. I gave the seller the cheque number and he rang the bank and they confirmed that the cheque was genuine and would be honoured when presented. It all seemed to work like clockwork with no problems. It cost 13 euros.

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    #478932

    Babeth
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    Yes Michael, that’s exactly what “I’ve tried” to explain before. The important thing is to find the bank phone number by yourself, in case the chèque de banque is false, and the phone number indicated on it is falsified too !

    At the opposit, a “normal” chèque, can be credit on your bank account and then debit few days after if there is not enough money. A transfer, can in some cases, be cancelled too. Cash has to be checked by your bank before the transaction is finalised.

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    #478940

    Seahorse
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    <p style=”text-align: left;”>Way off topic from where this started, but SS comment about the newer cars is so spot on. skeeter the Skoda is still a nuts and bolts vehicle, my son can tinker about with her using a socket set and a can of WD 40. His newer Golf is impossible for him to repair, and he is an engineer !</p>

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    #478948

    Babeth
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    We bought a petrol Dacia Sandero few month ago, our old Saxo was getting to rusty, dangerous in case of a crash. We still have our old RAV4, but need a new starter, a bit expensive, but we will change it. Good car when we travel, but not good for me to go to work, not far enough for a Diesel car.

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    #478954

    Anonymous
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    I drive a 6 year old Ford and under the bonnet if it doesn’t have a yellow flash on it you cannot do DIY repairs. All I can do is to check/top up fluid levels.

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    #478989

    Michael
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    Just checked the link regarding ‘bankers cheques’. I began to worry when the translation mentions that you should ‘check the name and address of the shooter’. I guess it’s a sign of the times we live in. :scratch:

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    #479083

    Fruitcake
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    Shapshifter wrote;

    At least spares for older cars are cheap and easily available.  Of course when I can no longer crawl under one to do the repairs myself I’ll be totally stuffed.

    The days of using a pair of tights as a temporary repair for the fan belt (even the fan belt!) are long gone huh Sh-Sh? We can’t do the repairs ourselves but the garage can still get some of the spares from the breakers and fit them for us!

     

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    #479313

    Michael
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    It may be worth comparing the price of a part from your dealer or local garage with the price on ebay.uk. I had to replace an EGR valve on my Toyota Corolla and was quoted 350 euro by both my local dealer and my village garage. I bought one on ebay.uk for 140 euros including postage and my village garage were happy to fit it. A similar situation happened when I asked about a tow bar. My dealer was quoting between 400 and 450 euros. I bought one on ebay.uk for 125 euros which had the advantage that it was removable and, again, my local garage were happy to fit it for 150 euros. The only reason I can think of for the disparity in prices is the greater competition. In the UK most towns have a Halfords as well as a couple of car accessory shops whereas there is a distinct lack of similar shops in France. I think the price of tights are the same in the UK as in France. :-)

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    #479328

    Roger Wood
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    You would risk putting your car in Halfords, you are a braver man than I Gunga Din…lol ;-)

    Halfords = Feu Vert, Norauto and several online auto parts, including Euro car parts, now in France

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    #479405

    Michael
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    I’ve only ever bought spares and cleaning products from Halfords and wasn’t aware that they had garages. I must admit going to my local Halfords store and asking if they had a set of Whitworth spanners and was told by the assistant that they only stocked their own make. I’ve just checked on Feu Vert and their nearest store is at Quimper some 45 minutes away. Euro Parts don’t stock an EGR valve but they do stock front brake pads for my Toyota for 66 euros when a quick search on ebay.uk finds a set for £14.30 and £7.33 postage for delivery in 6 days. Express delivery would cost £10.04.

    With 3 1960’s tractors, 2 classic cars, an old boat and now an old Harley Davidson I tend to spend evenings sourcing spares to keep them all running. Invariably I end up buying from the UK not just because the cost is less but also the range of products is far greater than in France. A friend in the UK has just sent me a tube of Auto Solvol, a must, and best, for polishing alloy and chrome and something else I can’t find in France.

    I’m not complaining, just saying how I find things. I’m sure anyone comparing a French super market with a UK super market would say the same – generally, items are more expensive and the range of goods is smaller.

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    #479436

    moi
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    There are very decent staff in some Halfords-same as Kwik Fit. Local reputation/knowledge will help find the best centres.

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    #479464

    Roger Wood
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    Not found one myself, nor had one recommended to me, so gave up ages ago. Things might have changed but I have had tyre valves that leaked due to them being caught in the trim, a new exhaust that was not fitted correctly and on starting made a hammer noise. For many years here in France I stick with my local garage and in the UK again to a local recommended garage

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    #479467

    Roger Wood
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    Michael, some years ago I used to rely on buying parts from the UK for our cars, not now. Plenty of online car spares in France and at the same competitive prices and often free delivery.  As for comparing pads and stating €66 in France and £14 in the UK give me your Toyota model year and details and where you found your UK and French prices. Obviously I would have thought that they were not the same make pads?

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    #479531

    Michael
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    Interestingly enough, last night I was looking for a new ignition coil for the 1975 Harley Davidson. Bikers Store, one of the cheapest French stores, was charging 70.55 euros. I ended up going to ebay-UK where I bought exactly the same item for £15.09 with £16.12 postage from an American company called American Legend in Lexington, Kentucky. That represents a saving of about 35 euros, half the price of the French equivalent. A week ago I bought a pair of tyres which came from Germany. In these days of the internet and home computers that are more powerful than those on the moon lander, the opportunities to ‘shop around’ are amazing. When I arrived in France 3 years ago I was advised to invest 21,000 euros in a well known French company. 3 years later my investment is worth 19,780 euro’s. I wish someone had advised me to ‘shop around’. Clearly, peoples experiences differ.

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