Home Forums Financial & Legal Tax habitation and Foncier for over 70's

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This topic contains 26 replies, has 14 voices, and was last updated by  tigre 1 year, 1 month ago.

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  • #397791

    Didi
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    After a conversation with some French friends, they were surprised to hear I was paying both tax habitation and foncier as I am over 70. I live in area 56 . Can anyone please give any advice or give any pointers where I might find the information I need.    Many thanks for any anticipated replies

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    #397797

    Britchick
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    I think it’s income related.

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    #397799

    Marie
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    Firstly, is it a second home or are you a full-time resident? If it is a second home there are no allowances at all and is charged in full regardless of income etc.

    Concerning Taxe Habitation, I have translated this from a French website:

    Who is exempt?
    The vast majority of households have to pay the housing tax – including some households that are not taxed or low-taxed – but the law provides for several cases of exemption, in whole or in part. Beneficiaries of the Seniors’ Solidarity Allowance (Aspa) or the Supplementary Disability Allowance (Asi) are, for example, automatically exempted for their main residence. Persons over 60 years of age, widowers, widowers, invalids or invalids or adults with disabilities allowance (AAH) may receive a total allowance under certain means conditions, as detailed in the website service- public.fr . According to a recent newsletterof the French Observatory of Economic Conditions (OFCE), 4.2 million households have a housing tax equal to zero. This represents a total of 15.5% of households.

    Relief may also be granted to taxpayers whose previous year’s income is below a certain amount, determined on the basis of family status.

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    #397811

    Cheekiweeki
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    We live in France fulltime, a few years ago we were told we don’t have to pay Habitation. Whether it was because we are below a certain income – being on pensions or whether it is age…… 70 and 72 – but I should think you are eligible.

     

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    #397816

    Shapeshifter
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    If the OP is making a tax return in France any reduction or exemption will be automatic.

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    #397818

    Britchick
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    My OH is 73 and we still pay,so I’m sure it’s income related.

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    #397842

    Anonymous
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    Reductions or exemptions are only available for tax residents ie people who fill in annual tax returns. It then depends on your income.

    If you don’t declare your income, or if you have a maison secondaire, you pay the full amount.

    I can’t explain why Didi still has to pay. Not enough information!

     

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    #397954

    tigre
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    Unless it’s changed in recent years it was always income related.

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    #397962

    Vegemite Kid
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    If you live alone and your annual income for 2017 was less than 10,815€ AND you made a tax declaration this year – 2018 – you should be exempt from taxe d’habitation. (Source, in French)

    If you live alone and are between 65 and 75 and have an income less than 10,815€, you have a reduction of 100€ on the taxe foncière. (Source, in French)

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    #397965

    Fruitcake
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    Ours has always been income related and we haven’t paid Taxe d’habitation for some years, although we still paid Taxe fonciere. The last Fonciere we paid in the last house was only 19 euros, which I queried at the Mairie (didn’t want a big bill later) the secretary said Mr F’s age came into it (as well as being income related) and that was why it was so minuscule (I still half expect a bill to come for a shortfall!)

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    #398001

    Didi
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    I obviously didn’t give sufficient information in my original posting, I am a French resident of 12 years and have completed my French tax forms both blue and red for all of those years. I am married 71 years old my wife is 69 and our home in France is our only residence. Our joint income is low enough not to attract French income tax. In 2017 we paid 1036 euros tax fonciere and 1065 euros tax habitation which is a massive part of our income. Hope this info helps.

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    #398004

    Fruitcake
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    That doesn’t sound right to me Didi, are you sufficiently confident in the French language to ask advice at your Centre des Impots? Or know someone who can come with you if not? If you have insufficient funds to pay tax I think at least the Taxe d’habitation is wrong, it won’t hurt to find out anyway will it?

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    #398025

    Didi
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    Thanks Fruitcake, I can write a letter and use google translate and take all my paperwork with me.  Hopefully I should be able to explain the situation with a little luck. The amount of fonciere and habitation has been roughly similar over the past 12 years, it’s not like it has just shot up or anything. It just came up in conversation with some French friends who thought it odd that I should be paying so much. I thought to ask the question on this site for information before I went to the impots and made a fool of myself.

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    #398031

    Blue velvet
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    Well worth finding out Fruits . Things get over looked.

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    #398044

    commandomum
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    Hi Didi have PM’d you

    regards

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    #398050

    tigre
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    I think the threshold on taxable earnings and the threshold on being excempt from paying local taxes are very different. When we were living in France ( we left in 2015) we never paid income tax as the limit was around the 21.000 euro mark for 2 parts ( a couple) but for a couple of years we were excempt from paying habitation tax because of age ( over sixty) and the income limit to be eligible from paying this tax was  around the 15,000 mark. Just because you pay no income tax doesn’t necessarily mean you are excempt from paying local taxes.

     

     

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    #398097

    Anonymous
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    Didi, well worth making enquiries. I haven’t paid taxe d’hab since I reached 60, and my foncières has reduced significantly. I am well below the threshold for income tax, but as Tigre said, there are different thresholds for different taxes.

    On my reading of the information available, the threshold for total exemption from taxe d’hab for a single person is €10,815 plus €2,888 for each additional person. I dream of having nearly €11,000. However there are now reductions for income below €25,432 for a single person and just below €6,000 for a spouse. I assume that this is on a sliding scale. See here.

    Bonne chance!

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    #398222

    Didi
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    Many many thanks for all your very helpful replies. I have google translated all my information and printed it off ready to take to the tax office tomorrow along with my tax returns and habitation and fonciere papers.                                I shall let you know  how I get on, one way or the other. Thanks again, didi.

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    #398239

    commandomum
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    All the best for tomorrow Didi

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    #398394

    Didi
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    I have just returned from the tax office, and it appears the income threshold for not paying the tax is 16409 euros for a married couple, although our income is below the income tax threshold it exceeds the 16409 euros ceiling for habitation and fonciere relief.                                                                                          Thank you for all your help, and hopefully this information may be of help to others. didi

     

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    #398401

    marion
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    To misquote, the taxman gives then he takes again !

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    #398454

    tigre
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    Born free, taxed to death! :negative:

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    #398637

    fredhiggins
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    Your tax habitation should go down this year, i think its 30% less, then again next year, then 2020 you should be exempt!

    This is for a couple  with income under about 45k

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    #398718

    Fruitcake
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    There is hope then Didi!

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    #401597

    jim
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    can anyone tell us what the basis is for tax fonciere ? The year before last out t/f was €1019 but the most recent t/f was €1216. Is this figured on an income-related basis ?

    thx

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    #401610

    Anonymous
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    It’s all set out here

    Hope this helps.

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    #401685

    tigre
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    Jim, the tax fonciere isn’t based on income.

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