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This topic contains 55 replies, has 11 voices, and was last updated by  Deboer 3 weeks, 2 days ago.

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  • #477208

    Deboer
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    I think that a lot of British immigrants didn’t and don’t understand the French social system . It all has to be paid for by those that earn the money .

    The trick is to use the possibilities in the system to not have to pay too much tax , it is impossible to not pay social charges but there are many ways within the law to decrease the amount of tax paid.

    The best way , is to start with little or no income and build it up slowly until you get into the system , not earn as much as you can , because then you pay too much in charges and tax straight off.

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    #477229

    tigre
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    Deboer, there’s many ways to decrease the amount of tax you have to pay in the UK too, I would think most countries are the same.

    I don’t really understand what you mean in your last paragraph. Wouldn’t you be in the “system” from the start if you’re a registered business?

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    #477236

    Marmite
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    Paul ,in his post actually says that he has already spoken to an accountant…lets assume that he has had professional advice …personally I get the impression that some people always think they know better than qualified accountants…all our situations are different…

    paul …as I,ve said already ..good luck..above all enjoy semi retirement.

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    #477237

    tigre
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    Marmite, I don’t think the last few posts were referring specifically to Paul!

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    #477245

    Vegemite Kid
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    Marmite, there’s little point having a disguised dig at Deboer; he runs his own business here in France and no doubt knows a damn sight more about social charges and tax levels on his French income than an English accountant. I’m assuming, possibly wrongly, that Paul has talked to an English accountant and not a French one.

    I know from personal experience that the charges payable under the Micro Entreprise or Auto Entrepreneur system are much more painful, at least in the second and subsequent years of business, than those for people employed and paid a salary, and the former may well be what Cupcake is talking about.

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    #477259

    tigre
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    I would have thought a lot of trades charge at least 30/40e an hour, some may be more and if busy 27,000 even after deductions would not be an exceptional income.

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    #477286

    Fruitcake
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    All Paul wanted to know was if those of us who have had experience of using different trades think his idea is a good one, he seems pretty relaxed about the why’s and wherefore’s of the income, so as I have previously said I would say go for it and good luck to him. I am sure if he seeks the advice of an accountant here in France and I would advise him to do so if he hasn’t already done so, then he will find out all that he needs to as he goes along I’m sure.

    As far as hours worked and payments made are concerned, although the details of how they are taken might be slightly different in France compared to the UK, the principle is the same –  if you earn the money you pay your dues. Systems need to be paid into to reap the benefits of them.

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    #477309

    Deboer
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    In all the time that I have been in France I have only used an accountant once . It was a painful experience that cost me a lot of money and many hours of calculations afterwards. Before and after that , I have always managed to fill in my own tax forms etc without problems .

    The first three years of start up, can be difficult, but after that it is pretty simple .

    I find €27,000 taxable income quite high , but if people are willing to work long hours to earn money for the French government , then good luck to them and well done I say! :-)

    BTW , I have run three different businesses in France . At the moment it is better to run a farm than to retire . :yes: :yes:

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    #477310

    tigre
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    Deboer, may be the French taxman doesn’t fleece sheep farmers as much as some other businesses. ;-)

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    #477321

    Marmite
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    Vegimite…there is no disguised dig as you so eloquently put it.

    i m simply making the point that one has to be very careful at giving advice.Deboer is not an expert…nor am I…

    i don’t like  your tone …so I,ll will withdraw gracefully.

     

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    #477325

    cupcake
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    Marmite, there’s little point having a disguised dig at Deboer; he runs his own business here in France and no doubt knows a damn sight more about social charges and tax levels on his French income than an English accountant. I’m assuming, possibly wrongly, that Paul has talked to an English accountant and not a French one. I know from personal experience that the charges payable under the Micro Entreprise or Auto Entrepreneur system are much more painful, at least in the second and subsequent years of business, than those for people employed and paid a salary, and the former may well be what Cupcake is talking about.

    And yes VK, we were auto entrepreneurs…..totally screwed :-(

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    #477335

    Deboer
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    Deboer, may be the French taxman doesn’t fleece sheep farmers as much as some other businesses.

    Tigre , the French taxman doesn’t fleece anyone . They are far better than the Dutch gestapo , believe me !

    If you run a business , as do millions of French taxpayers , then you need to understand the tax laws .

    If as Cupcake you start into a system without knowing what the tax laws are , then you can get into problems .

    Auto entrepreneur looks wonderful but it is not, start slow and build up to the point where you can live without paying an arm and a leg on tax?

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    #477336

    Deboer
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    i m simply making the point that one has to be very careful at giving advice.Deboer is not an expert…nor am I…

    Just this once I will react . The only advice I give to anyone that thinks they can earn a fortune working in France , is , you can’t . I am certainly not an expert , just a poor Franglais that earns a crust and drinks chateau de chatterley  in France . :-) :-)

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    #477337

    tigre
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    Deboer, my post regarding being ‘ fleeced’ was a  lighthearted one!

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    #477338

    Pete James
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    Don’t worry tigre, I appreciate your humour !!!

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    #477390

    Deboer
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    Deboer, my post regarding being ‘ fleeced’ was a  lighthearted one!

    Sorry tigre , :yahoo:  there yer go !

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    #477400

    Pete James
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    I’m afraid deboer has spent too much time with the Dutch, hence the limited sense of humour !

    OK, i’m waiting for the backlash from the Dutch lovers..

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    #477450

    Deboer
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    Agree with you there Pete , I need to “lighten up ”

    Dutch lovers ?  Never met any except the Dutch themselves and they love themselves enough for everyone else too ! :yahoo:

    A bit of humour , I try to stay off the humour thing on this site . I found I have a more “hard ” sense of the laugh and there are some that take offence easily . :yes: :yes:

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    #477454

    Pete James
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    The Dutch i’ve met do love themselves and money. The status thing for many seems to be the make and model of car they happen to be seen in. Big Mercedes are important to their ego it seems.

    Yes deboer, lighten up !!!!

    It doesn’t take much to upset some folk though, does it ?

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    #477457

    Deboer
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    It doesn’t take much to upset some folk though, does it ?

    Just saying that can upset some !! :yahoo:

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    #477458

    Pete James
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    Well yes, i’m sure we all have things which will prompt a reaction. For example, if someone mentions anything to do with ‘eco’-type things then I may use the term ‘tree-hugger’ which immediately winds some people up. Or if I ay something in praise of Boris Johnson (God forbid) then someone will call me a Brexiteer  etc etc

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    #477528

    Deboer
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    But , not you Mr James , why would you want to get a reaction from other members ? Surely you are not one of those mythical ” wind up merchants”  ? I thought you were and old radio operator on a tramp steamer? :-) :-)

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    #477619

    Deboer
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    I don’t really understand what you mean in your last paragraph. Wouldn’t you be in the “system” from the start if you’re a registered business?

    Just to answer your question tigre . It was a while ago since I finished my last registered company , but then it took three years before everything was up and running in the system and you were paying cotisations on what you had actually earned and not what they used as a forfeit to calculate your payments. I don’t know what it’s like in the UK  but here in France a lot of payments are calculated on the average of the last three years earnings ( as in farming ) :-)

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    #477665

    Fruitcake
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    Just to add my fourpence worth about accountants, when Mr. F. was working he had an accountant and we couldn’t fault her, she was extremely helpful, saved us money on several occasions and instigated the small pension Mr. F. now receives as, until she did so, we didn’t even think he would be eligible for such a thing because a stroke curtailed his working years here to just three, so we have nothing but praise for her.

    I guess it is the same as the many discussions that we have concerning health care, we all cite our own personal experiences as that really is all we can judge anything by.

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    #477668

    tigre
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    Thanks for the explanation, Deboer, may be it’s similar in the UK! :unsure:

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    #477728

    Deboer
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    I guess it is the same as the many discussions that we have concerning health care, we all cite our own personal experiences as that really is all we can judge anything by.

    I agree with you there Fruitcake , I had one bad experience and that was enough for me . I wish I had met a good accountant , but I took the advice from an Englishman  who used the same one . Later he said ( the Englishman) that he had had enough of France because he couldn’t make any money , and left. :yes:

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