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This topic contains 6 replies, has 5 voices, and was last updated by  tigre 9 months, 3 weeks ago.

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  • #405774

    Vegemite Kid
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    I’m not at the age yet to get it, but was just wondering how to go about finding out how much it could be and how to apply. I worked for 20 years in the UK and can still remember my NI number that I got when I first started working after arriving from Australia, but that’s the only useful information I have.

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    #405789

    Stinky
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    #405799

    tigre
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    VK, it would be worth getting a forecast from the UK pensions dept, it probably tells you in the link that Stinky has posted how to go about it.

    When you left the UK, were your class 1 NI contributions up to date? If yes it may be worth finding out if you can pay voluntary class 3 contributions to top up your pension, class 1 contributions are quite costly, but I think if you work in France as a UK citizen ( I take it you haven’t relinquished that) you can pay class 3 which are a fraction of the cost. I don’t think you can claim a full UK pension as well as a full French pension upon retirement, but this could have changed. A bit of leg work I know, but it could be beneficial long term.

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    #405806

    Virago
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    As long as you know your UK National Insurance number you can set up an online account, which will let you see your exact NI Contribution record and what State Pension you’ll be entitled to eventually.  If you’ve worked in France as self-employed you can pay missing NI Conts at Class 2 Self Employed rate, which are the cheapest.   Although I think you can only pay upto 6 years back payments?  I believe that the option to pay Class 3 Voluntary Contributions is ending in April 2019.  Here’s the link which will give you the upto date information:-

    https://www.gov.uk/check-national-insurance-record

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    #405826

    marion
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    You could claim both up to 4 yr s ago ,do n’t know if the rules have changed.You will be called into the french pension service a year before your retirement age.They are very helpful and will work out your approx future pension.

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    #405831

    marion
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    They want to know all your employment record from the year dot!

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    #405858

    tigre
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    Yes, I stand corrected, class 2 are cheaper than 3 and possibly available to pay if self employed while living abroad as Virago has said.

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